US 15 Year Mortgage Rate – YCharts – US 15 Year Mortgage Rate is at 3.57%, compared to 3.60% last week and 4.03% last year. This is lower than the long term average of 5.45%.
30-year fixed-rate mortgage is likely to go up to 4.8%, and the 15-year fixed-rate mortgage should rise to 4.3%. Higher interest rates are finally coming to savers. Although big banks have been slow to reward savers,Interest Rate Forecast – Kiplinger – · Advertisement. The bank prime rate that auto loans and home equity loans are based on will bump up from 5% to 5.5%. The