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An 80/20 loan is where the first mortgage is 80% of the value of the home and is a traditional 30 year fixed mortgage; the remaining 20% is a 3 or 5 year adjustable rate mortgage (ARM). This is a great way for new home owners with good or bad credit get into the home of their dreams – with nothing down. Request a free Mortgage quote >> Credit.
Federal Refinance Program Refinance to a lower rate or pay off your loan faster with a shorter term. Take Cash Out Use the equity in your home to pay for home improvements, a down payment on a second home or college tuition.
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